Consider the Benefits of a Personal Watercraft Policy

Are you a boat or personal watercraft owner in Louisiana, Texas, or Florida? You need protection for your investment, passengers, and yourself. The Louisiana Insurance Center is here to help you navigate the confusing world of watercraft insurance. We are a small, local, family-owned business with 43 years of experience. You will get to know your agent and work with the same people each time. We are committed to treating each individual with respect and compassion. 

Our emergency contact availability by phone and email means we're there when you need us, rain or shine. We work with various insurance suppliers to get you the coverage you need. Shopping for insurance can be difficult, but our staff does the work for you. We're determined to make the process as easy as possible for you. 

When you're ready to discuss your options, here are a few things to consider:

• How much can you afford to pay if your boat or personal watercraft is in an accident, damaged, or stolen?
• Is your boat or watercraft covered for use year-round?
• What discounts and programs are available?
• How much medical insurance and liability coverage is enough?
• Do you have coverage if you need to have your boat towed in an emergency?
• What's the process for filing and settling a claim?
• Does the insurance company have a good reputation for customer service? Is it known for paying claims fairly and promptly?

We offer a personal watercraft policy that covers bodily injury, property damage, guest passenger liability, medical payments, and theft. Liability limits start at $15,000 and can be increased to $300,000. Typical policies include deductibles of $250 for property damage, $500 for theft, and $1,000 for medical payments. Additional coverage can also be purchased for trailers and other accessories. 

Don't rely on limited coverage from your home and auto insurance policies. Talk to us about getting the protection you need. We're confident that you'll feel secure and protected with our watercraft insurance policy. Don't hesitate to contact us with any questions or concerns.